Credit scores are a sham; generational wealth is a flagrant shortcut to instant good credit. If your parents have a good credit score, they can put your name on their credit card and you don't have to shit and you'll have a credit score over 750 instantly.
@jordyn what’s real bullshit is that jobs can run your credit as part of the hiring process
granted, they *technically* need your permission, but if you sign off on a mandatory background check (which way too many jobs need), that’s enough to give them permission anyway
@nowionlywantatriumph isn't this basically true about most protections you're supposed to get as a job applicant? Any employer will be like "if you want to work for us you have to sign away all these rights. If you don't like that, find a job elsewhere, at one of those employers that doesn't make you sign away these rights. What do you mean, every employer demands the same thing? Not our problem."
@jordyn yep
bonus points if it’s one of those jobs that has anti-union propaganda videos as part of the day one training materials
shit’s fucked